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SurgePays, Inc. (NASDAQ: SURG), a fast-scaling provider of fintech and prepaid digital payment solutions, continues to gain momentum as its Prepaid Wireless Top-Up and point-of-sale digital payments platform experiences accelerated transaction growth. Operating at the intersection of convenience retail, fintech services, and mobile payments, the platform has grown from approximately $1 million per month to $4.3 million per month—a more than fourfold increase in just over a year.
SurgePays’ fintech system enables retailers to process an expanding range of high-demand digital transactions, including wireless top-ups, mobile airtime refills, debit card reloads, prepaid financial services, and traditional bill payment options.
This embedded distribution model converts independent convenience stores, bodegas, grocery outlets, and neighborhood retailers into digital payment hubs—positioning SurgePays as a major player in the prepaid financial services and unbanked/underbanked payments markets.
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The company’s rapid revenue acceleration highlights the growing national shift toward prepaid digital payments and value-driven mobile spending. With inflation and economic pressure pushing more consumers toward prepaid financial tools, SurgePays is benefiting from increased transaction frequency and higher engagement at the checkout counter.
This growth also builds a strategic on-ramp for SurgePays to upsell higher-margin offerings such as LinkUp Mobile activations and its ClearLine SaaS retail engagement platform, effectively turning everyday financial transactions into long-term customer value.
With digital payment adoption rising across U.S. convenience retail, mobile-first consumers, and underserved financial communities, SurgePays’ fintech engine is emerging as one of the company’s most consistent, scalable, and recurring revenue drivers.